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Why work with First Citizens Bank Equipment Finance?

At First Citizens Bank, we understand the pace of innovation — and we’re here to help you stay ahead. Whether you’re upgrading servers, expanding your data center or investing in new systems, our technology equipment financing solutions are designed to move at the speed of your business.

We specialize in financing essential-use technology across an array of industries including healthcare, manufacturing, education and government. Our sales leadership and relationship managers bring decades of experience in technology equipment finance — many with 15-plus years in the industry. That depth of knowledge translates into clear, transparent communication, proactive guidance and financing strategies aligned with your long-term goals.

With flexible structures like FMV leases, $1 buyouts, deferred payments and step payment plans, we can tailor financing programs that can help support your capital strategy, preserve cash flow and fuel your growth. And with quick credit decisions, responsive service and end-to-end support, you can move forward with confidence.

Whether you have a small business modernizing IT infrastructure or are part of a global enterprise rolling out a nationwide tech upgrade, First Citizens Bank is your trusted partner for scalable, strategic equipment financing.

Let’s power your progress — together.

Why choose First Citizens?

Deep expertise in technology equipment finance Long-tenured sales team with a consultative, transparent approach Vendor-aligned programs for seamless integration Customized payment structures and competitive terms Nationwide reach with personalized support

Let’s equip your business for what’s next.